Auto, Homeowners and Personal Property Insurance

Do you know what it means to schedule personal property? Does the water damage coverage in your existing homeowners policy include flooding? What is covered by your car insurance policy should you get into an accident with an uninsured driver?

At Texas Insurance & Financial Services, Inc., we know how difficult it can be to fully understand the ins and outs of insurance coverage and what is really needed for full coverage. As independent insurance agents, our insurance protection team is able to spend as much time with you as needed to fully understand your needs, finances and goals.

Getting the Auto Insurance Coverage You Need

From cars and motorcycles to boats and golf carts, our team of independent insurance agents will help you identify the right auto insurance policies for your vehicles. We assist clients through all stages of the auto ownership lifecycle, whether you are buying a new car or looking to purchase a separate insurance policy for your college student.

Offering Tailored Homeowners Insurance Packages

If fire, theft or severe weather damaged your home or property, how quickly would you be able to rebuild? Whether you rent or own, having the right insurance policy in place gives you the financial protection needed to get back to “normal” if tragedy strikes. Our agents will work with you to customize a policy that best fits your overall needs and budget. If you’re faced with catastrophic loss, getting you and your family back on your feet is our top priority.

Additionally, if you live along a coastline or in an area where storms are prevalent, your homeowners policy may not be enough protection if a hurricane, tornado or flood causes damage to your home. Our agents will review your current policy to make sure you’re covered in case of severe weather. If you need additional insurance, we will review the different options available and help you choose the right coverage for your property.

Umbrella Coverage Could Be Your Safety Net

Lawsuits are all too common in today’s society. If an accident should happen that is your fault, do you have enough liability insurance from your current policies to cover your costs for negligence? Umbrella insurance is designed to provide added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. Accidents happen. Having umbrella coverage will keep them from ruining your life.

Insuring Your Personal Possessions

A homeowners or renters policy provides only so much coverage for your personal items. To make sure your personal property, including guns, jewelry, art and antique collections are adequately covered, we will recommend appraisers to help determine the overall value of your personal possessions and suggest what additional coverage is necessary to fully protect you against loss.

Have you scheduled your gold jewelry under an existing insurance policy? Have you had it appraised recently? Speak to one of our experienced agents to determine if your current coverage offers enough protection for your high value property.

Contact Texas Insurance & Financial Services, Inc. to Discuss Your Homeowners and Personal Property Insurance Needs

Because we are licensed in more than 40 states, we can assist clients located throughout the country. Reach out to our insurance protection team today by contacting us online or calling 800-541-9849 to request your free insurance review and free quote.

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