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Life Insurance
We are always looking for better ways to service our clients and in doing so, added Coby Rod as the Life and Health specialist. Coby's knowledge and experience along with the number of excellent companies we offer, will give you superior service.
Please contact Coby for any of Life and Health insurance needs.
Life insurance is a powerful means to many ends. From protecting your family or business, to saving money for college education or retirement, it can provide you the financial peace of mind you and your family deserve. |
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Coby Rod. |
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 There are two main forms of life insurance:
- Permanent Life - Permanent Life Insurance is exactly that, permanent. It is a policy of life insurance designed to protect the beneficiary in the event of the insured's death. Permanent life offers a premium that is fixed for the lifetime of the insured, with a pre-determined amount to be paid in the event of death.
- Term Life - Term Life Insurance is temporary. It provides protection for a defined period such as 1, 5, 10, 20, 30 years. If the insured dies during this time period, the face value is paid to the beneficiary.
There are many variations of both forms, and these are the most popular:
| Permanent |
Term |
| Whole Life |
Yearly Renewable Term |
| Universal Life |
5, 10, 15, 20, or 30 Year Term |
| Variable Life |
Term to age 65
Decreasing Term, Reentry Term, Level Term |
Many companies offer discounts on life insurance for individuals who are nonsmokers or who have a history of good health.
Companies we market:
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message from
Coby Rod. |
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Texas Insurance is licensed in the following states for life & health;
AL, AR, CA, CO, FL, GA, ID, IN, KS, LA, MO, MS, NC, NE, OK, OR, SC, SD, TN, TX, and WA. |
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