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 Beekeepers
Our agency is a select few that represents a Beekeepers Insurance Program. We have worked with one of the nation's largest insurance carriers to develop this coverage for our friends, the beekeepers.
We understand the need for honey producers and beekeeping hobbyists to have a commercial general liability policy. We offer creativity and expertise in insuring beekeepers in most states. |
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Rate Requests:
Here is a list of the coverages available to beekeepers like you:
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Beekeepers Insurance Terms
Beekeepers Commercial Property Insurance
This covers the buildings, contents, and stock owned and used by the business. The main causes of loss covered are fire and theft.
Beekeepers Commercial General Liability Insurance
There are three major areas covered by a General Liability policy:
Bodily Injury / Property Damage - Bodily injury includes physical injury, sickness, or disease, including death. Property damage includes physical injury to tangible property, as well as resulting loss of that property.
Personal / Advertising Injury - Personal injury includes false arrest, malicious prosecution, wrongful entry or eviction, libel and slander, and violations of a person's right of privacy. Advertising injury includes libel, slander, and disparagement, violations of a person's privacy, misappropriation, and copyright infringement.
Medical Payments - This includes medical expenses for bodily injury caused by an accident.
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Beekeepers' Commercial General Liability Policy
| General Aggregate |
$2,000,000.00 |
| Products & Completed Operations Aggregate |
$2,000,000.00 |
| Personal & Advertising Injury |
$1,000,000.00 |
| Each Occurrence |
$1,000,000.00 |
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 Beekeepers Stock / Content Coverage
Most items and property fixed to one location is included in this type of property insurance coverage.
Commercial Auto
A commercial auto is any automobile owned by the company or the company's owner(s) which is used for company purposes. Many states require businesses to have personal injury protection (PIP) on their cars as well as uninsured motorist coverage. We suggest you have a comprehensive plan on all of your company's vehicles to take care of any situation they encounter.
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Workers' Compensation
Workers' compensation covers expenses for accidents and disease suffered by employees whilst on the job. It also includes the cost of manpower losses.
Beekeepers Umbrella Liability
When the limits of each of General Liability, Commercial Auto, and Workers' Compensation coverage reach $500,000 or $1,000,000, and the insured desires excess coverage to be used in the event that all of these limits are exhausted, then Umbrella Liability coverage may be purchased.
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Honey and Hives
Honey is often treated as contents in a specific location, and listed as stock / content for property insurance coverage. Hives are usually listed as inland marine / floater equipment.
Floater / Contractor Equipment Coverage
While property items that remain in one fixed location, such as most computers, are listed as "stock" or "content" under the property insurance section, items that go around to many locations, therefore "float around", are insured by this type of property coverage.
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